When I first met Alex I thought that he dealt only in normal insurance policies but after spending some more time with him I realised that he specifically dealt in the insurance policy referred to as Income protection insurance. He informed me that this policy is now on the increase due to many people losing their jobs and not being able to find a new one in an economy which is facing many cutbacks. Alex explains that the biggest worry for people to lose their jobs is not having income protection and therefore facing debt. Suddenly the mortgage and lifestyle which was once affordable becomes a large financial bill due every month which Is difficult to manage. With an Income protection policy many of the bills which we take for granted as being paid every month are no longer being paid, this results in people becoming very stressed and then turning to credit cards to pay the debts off. Whilst some people may never lose their jobs, it is definitely recommended by Alex to purchase income protection in order to not to have to overly worry in difficult economic times.